Loan, mortgage inquiry and calculator

Loan amount Yuan
Loan term
Loan months Moon
Loan interest rate %
First repayment Year Moon
Query period expect
Equal principal and interest 还款方式计算结果
Current round
Total issue number
Repayment date
This period's repayment amount Yuan
This period's interest payment Yuan
Total interest repaid Yuan
%
Total remaining interest amount Yuan
Total interest Yuan
This period's principal repayment Yuan
Total principal repaid Yuan
%
Total remaining principal amount Yuan
Total loan repaid amount Yuan
%
Total Remaining Payment Amount Yuan
Equal principal payment 还款方式计算结果
Current round
Total issue number
Repayment date
This period's repayment amount Yuan
This period's interest payment Yuan
Total interest repaid Yuan
%
Total remaining interest amount Yuan
Total interest Yuan
This period's principal repayment Yuan
Total principal repaid Yuan
%
Total remaining principal amount Yuan
Total loan repaid amount Yuan
%
Total Remaining Payment Amount Yuan

You recently used:

Loan calculator, an online loan and mortgage payment detail query calculator, can calculate detailed repayment schedules for each loan period.

Hint:

1、 Total Interest Repaid 下面的数据，是指“已还利息总额”占“贷款总利息”的比率。

2、 Total principal repaid 下面的数据，是指“已还本金总额”占“贷款金额”(本金总额)的比率。

Checking loan and mortgage repayment details shows how much principal and interest have been paid, which can be a basis for deciding whether to prepay.

Generally, prepaying early is more beneficial: equal principal in 20 years by the 5th year, 30 years by the 7th year; equal principal and interest in 20 years before the 6th year, 30 years before the 8th year. Ideally, the earlier the better, based on individual circumstances. Moreover, some banks charge default fees.

A year consists of 12 installments. If the total interest repaid exceeds 50% of the total loan interest, it might not be cost-effective to prepay early.

收藏: favorite Menu QQ