Public Housing Fund Loan Calculator

Calculation method

Loan amount Yuan

Loan term

Loan months Moon

Loan interest rate %

First repayment Year Moon

Equal principal and interest 还款方式计算结果

Total loan amount Yuan

Monthly repayment term Moon

monthly payment Yuan

Total interest Yuan

Total principal and interest Yuan

Equal principal payment 还款方式计算结果

Total loan amount Yuan

Monthly repayment term Moon

First-month repayment Yuan

Monthly decrease Yuan

Total interest Yuan

Total principal and interest Yuan

save on interest Yuan

House Price Calculator (auto-calculate)

area square meters

Unit price Yuan per square meter

down payment

Housing prices Yuan

down payment Yuan

loan Yuan

Latest LPR loan interest rate
Loan term	LPR(%)
1-year term	3.85
More than 5 years	4.65

Commercial loan benchmark interest rate
Loan term	Annual interest rate (%)
within 1 year (inclusive)	4.35
1-5 years (inclusive)	4.75
5+ years	4.9

Public Housing Fund Loan Benchmark Interest Rate
Loan term	Annual interest rate (%)
5 years or less (including 5 years)	2.75
5+ years	3.25

Equal principal and interest 还款明细报表

Issue	Repayment date	Daily repayment	repay interest	repay principal	remaining principal

Equal principal payment 还款明细报表

Issue	Repayment date	Daily repayment	repay interest	repay principal	remaining principal

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