Query for housing fund loan limit

Your monthly deposit amount Yuan

Your contribution rate %

Spousal monthly contribution Yuan

Spousal contribution ratio %

Total house price 10,000 yuan

Nature of the house

Loan application duration Year

Personal credit rating

Calculation result

Highest limit 10,000 yuan

House Price Calculator (auto-calculate)

area square meters

Unit price Yuan per square meter

down payment

Housing prices Yuan

down payment Yuan

loan Yuan

Latest LPR loan interest rate
Loan term	LPR(%)
1-year term	3.85
More than 5 years	4.65

Commercial loan benchmark interest rate
Loan term	Annual interest rate (%)
within 1 year (inclusive)	4.35
1-5 years (inclusive)	4.75
5+ years	4.9

Public Housing Fund Loan Benchmark Interest Rate
Loan term	Annual interest rate (%)
5 years or less (including 5 years)	2.75
5+ years	3.25

注意：贷款期限最长可以计算到借款人70周岁，同时不得超过30年。

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