Homebuying Ability Calculator

Down payment in cash Yuan

Estimated monthly payment Yuan

Loan term

Loan months Moon

Loan interest rate %

Repayment method

floor area square meters

First repayment Year Moon

Equal principal and interest 购房能力评估

Unit price of houses Yuan per square meter

Total house price Yuan

You need a loan. Yuan

Equal principal payment 购房能力评估

Unit price of houses Yuan per square meter

Total house price Yuan

You need a loan. Yuan

House Price Calculator (auto-calculate)

area square meters

Unit price Yuan per square meter

down payment

Housing prices Yuan

down payment Yuan

loan Yuan

Latest LPR loan interest rate
Loan term	LPR(%)
1-year term	3.85
More than 5 years	4.65

Commercial loan benchmark interest rate
Loan term	Annual interest rate (%)
within 1 year (inclusive)	4.35
1-5 years (inclusive)	4.75
5+ years	4.9

Public Housing Fund Loan Benchmark Interest Rate
Loan term	Annual interest rate (%)
5 years or less (including 5 years)	2.75
5+ years	3.25

Equal principal and interest 还款明细报表

Issue	Repayment date	Daily repayment	repay interest	repay principal	remaining principal

Equal principal payment 还款明细报表

Issue	Repayment date	Daily repayment	repay interest	repay principal	remaining principal

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